Your Retirement Years



Living in retirement

Retirement can be a very intimidating life-changing event. Without the everyday routine and structure of going to work and socializing with coworkers, you may find yourself a little lost. Preparing for the inevitable changes that retirement will bring will help you make a smooth transition into this stage of life. Our role is to not only help you plan for retirement, but also to guide you through this time of your life so that you live life to the fullest.

What does retirement mean to you?

  • Enjoying the freedom to do what you want with your time
  • Continuing to work but at a slower pace
  • Finding some balance between family, work, and leisure
  • Working on things you want with people you like
  • Pursuing further education or continuing to learn
  • Seeing the world and seeking adventure
  • Participating in volunteer and charitable activities
  • Starting your own business
  • Attaining your lifelong dreams

The key to a successful retirement is to decide which option makes the most sense to you and to then craft a dynamic financial plan that seeks to meet both your short- and long-term goals. You've worked hard and you deserve to live life to its fullest. Don't let your retirement options become a stressful decision.

For a more in-depth review of the ten common retirement mistakesview this PDF.



1. Outliving your assets

2. Favoring accumulation over distribution

3. Ignoring the impact of inflation

4. Uncertainty about social security

5. Incorrectly titling your assets

6. Overlooking the impact of changes in tax law and issues of tax efficiency

7. Mistaking diversification for asset allocation.

8. Allowing yourself to be influenced by the media

9. Underestimating your financial needs

10. Not getting an annual financial checkup during retirement